Coldwell Banker Islands Blog

As reported in GoCaribbean.about.com,

“Now through Dec. 19, families traveling to the British Virgin Islands can take advantage of some friendly rates at the upscale Rosewood Little Dix Bay in Virgin Gorda.

“Mom and dad can pick up a second guest room for the kids at half off the usual nightly rate (rooms start at $450), while bigger groups can make use of free nights in the resort’s three- and four-bedroom villas.

“Book four nights in a villa and receive the fifth free, book five nights to get two free, or book a stay for 10 nights or more and receive four additional nights gratis. Villa rates begin at $3,500 per night.”

For more information on the Little Dix Bay Resort, visit About.com’s web site.

The largest amateur windsurfing competition in the Caribbean will be held in Aruba June 30-July 5. The 24th annual event features windsurfing and kite boarding events in various categories and is open to both professionals and amateurs.

The event is more than a water sport contest. There will be music and meals and drinks on the beach throughout the 6 days. Aruba.com reports, “Highlights of the competition include a welcome dinner at Buster’s Garage on the first evening, as well as dinners hosted by Divi Hotel, de Suikertuin and Delifrance, Dunkin Donuts, and Casa Tua on the following nights. On Saturday and Sunday nights, parties featuring DJs and dance competitions will take place on the beach, and the awards ceremony and closing dinner will be held at Paseo Herencia/Taste of Belgium on Monday night.”

Initially, Hi-Winds was the first event for world champions and professional windsurfers. In 1997, it was changed to an amateur event, and became a multi-day celebration.

Visit hiwinds-aruba.com for information.

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood, earthquake, or wind damage as standard items. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner’s insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it’s sufficient if you have significant assets.

Check with our Coldwell Banker office for answers to your specific questions on buying real estate.

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood, earthquake, or wind damage as standard items. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner’s insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it’s sufficient if you have significant assets.

Check with our Coldwell Banker office for answers to your specific questions on buying real estate.

Located in the heart of the Grace Bay area and just steps to everything this brand new nicely decorated Grace Bay Townhome is close to Grace Bay Beach, shopping and restaurants. Interior features include 9 ft ceilings, hurricane resistant shutters or hurricane resistant glass, porcelain tile flooring, crown molding, maple cabinets, GE and Kohler brand appliances, granite countertops throughout, efficient tankless water heater, very generous closet and storage space.

Large master suite with 2 walk-in closets, master bath has separate walk in shower and luxurious soaking tub. Walk-in closet in guest bedroom; home features 2 linen closets, has a security system, screened porch with bead-board ceiling.

Furniture and Housewares included, plenty of parking for each home. This suite is an interior residence. Grace Bay Townhome B3, Turks and Caicos Islands.

For more listing information on this Grace Bay Townhouse visit this link.

Coldwell Banker Real Estate Turks and Caicos www.coldwellbankertci.com

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood, earthquake, or wind damage as standard items. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner’s insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it’s sufficient if you have significant assets.

Check with our Coldwell Banker office for answers to your specific questions on buying real estate.

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood, earthquake, or wind damage as standard items. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner’s insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it’s sufficient if you have significant assets.

Check with our Coldwell Banker office for answers to your specific questions on buying real estate.

5 Things to Know About Homeowner’s Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood, earthquake, or wind damage as standard items. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

3. Know the replacement cost. If your home is destroyed you’ll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you’ll only receive $150,000.

4. Know the actual cash value. If you chose not to replace your home when it’s destroyed, you’ll receive replacement cost, less depreciation. This is called actual cash value.

5. Know the liability. Generally your homeowner’s insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it’s sufficient if you have significant assets.

Check with our Coldwell Banker office for answers to your specific questions on buying real estate.

Price reduced on this Aruba real estate great opportunity. This fine home with many possibilities is located in the Mon Plaisir neighborhood close to the heart of Oranjestad and Surf Side Beach. The home features 3 bedrooms, 2 bathrooms, living room/dining room, kitchen, 2 apartments, backyard area, front porch and 2 double car parking spaces. The total constructed area is 155 m2 / 1668 sq/ft on 580 m2 / 6329 sq/ft of property land. Asking $239,000.

Visit our Coldwell Banker Listing page for more photos.

Located in the heart of the Grace Bay area and just steps to everything this brand new nicely decorated Grace Bay Townhome is close to Grace Bay Beach, shopping and restaurants. Interior features include 9 ft ceilings, hurricane resistant shutters or hurricane resistant glass, porcelain tile flooring, crown molding, maple cabinets, GE and Kohler brand appliances, granite countertops throughout, efficient tankless water heater, very generous closet and storage space.

Large master suite with 2 walk-in closets, master bath has separate walk in shower and luxurious soaking tub. Walk-in closet in guest bedroom; home features 2 linen closets, has a security system, screened porch with bead-board ceiling.

Furniture and Housewares included, plenty of parking for each home. This suite is an interior residence. Grace Bay Townhome B3, Turks and Caicos Islands.

For more listing information on this Grace Bay Townhouse visit this link.

Coldwell Banker Real Estate Turks and Caicos www.coldwellbankertci.com